ANZ Business 55 Interest Free Days Credit Card

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ANZ Business 55 Interest Free Days Credit Card
APPLY BY 31 dec 17
2 reviews
$0 p.a. annual fee for the first year.
Up to 55 days on purchases.
PayWave technology makes shopping even easier, and faster.
Add to comparison
-
17.74% p.a.
ongoing
$0
1st year
then $150

Pros & cons

What's good?

What's not so good?

$0 p.a. annual fee for the first year.
Up to 55 days on purchases.
ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions.
PayWave technology makes shopping even easier, and faster.
ANZ Mobile Pay, Android Pay, Samsung Pay™ and Apple Pay let you use your compatible Android or Apple device to tap and pay.
The second year annual fee is rather sizeable $150 p.a.

Eligibility criteria, T&Cs, fees and charges apply. Offer for applications received before 31 December 2017.

User reviews

4.6 out of 5.0 based on 2 reviews100% of reviewers would recommend this card.

Rates and fees
Rewards
Customer service
Convenience
Trust
Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

Excellent customer service, good security

Reviewed and recommended by Juliana on 15 Jul 2016

This is one of the cards that I use most often, as it gives interest-free days, and so far I’ve never had any hassles using this card as it is accepted worldwide.

Customer service was excellent. Security of card is good, good rewards and many dining and shop discounts offers worldwide. Would surely recommend for people that travel a lot, as it gives a good exchange rate as well.

Easy to use and accepted everywhere

Reviewed and recommended by Shazz on 28 Aug 2013

It was offered to myself & partner, easy application with minimal questions/surveys to answer. Prompt delivery and easy activation. I am very happy with this card & banking facility. Happy to have periodic reviews and offers on increasing credit line, which I am able to accept or decline hassle free. Easy online application also to apply for increased line of credit.

Basic details

About this card

Card setup
Single
Card tier
Standard
Card type
Visa
Card use
Business
Credit rating
Any
Gambling transactions allowed
No
Joint application
N/A
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
Same as standard
Pensioners
Rewards program
None
Temporary residents
Yes

Cardholders

Additional cardholders
N/A
Additional card fee
$30 p.a.

Credit limits

Minimum credit limit
$1,000
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
2.00%

Rates & fees

Ongoing interest rates

MonthlyAnnually
Cash advances 1.60% 19.24% p.a.
Purchases 1.48% 17.74% p.a.

Fees

Annual fee
$0 p.a.
Annual fee 2nd year
$150 p.a.
Cash advance fee
1.50%
Dishonour fee
$12
Duplicate statement fee
$14
Foreign exchange fee
3%
Late payment fee
$35
Over limit fee
$50
Overseas ATM balance fee
N/A
Overseas ATM withdrawal fee
N/A
Overseas emergency card replacement fee
N/A
Transaction verification fee
N/A

Benefits

This card comes with benefits worth an estimated $200

ExpensesEstimated value
Unauthorised transactions (by employee cardholders) insurance for businesses
Valuation based on a token value of $50 as this type of specialised insurance policy is impossible to accurately value. Provides compensation when employees use a corporate card for purchases without authority.
$50
Travel
Transit accident insurance
Valuation based on similar global transit accident insurance policies available online.
$150
Total estimated value$200
Annual fee$0
Net customer value$200
Disclaimer: Details of who, what, and where coverage applies to, as well as its duration and any coverage limitations will be listed in the credit card insurance product disclosure statement (PDS) on the card issuer's website. The names/labels of complimentary insurance products may differ from one issuer to another. Terms and conditions apply. Always check the insurance PDS when considering a financial product. Accurate as of 31st October 2015.

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Temporary residents are eligible
Age Pension, Disability Pension and Veteran's Pension are acceptable.
Overseas Pension and Widower's Pension are not acceptable.
Carer's Allowance, Child Support Payments and Family Tax Benefits and Parenting Payments are acceptable.
Austudy, Foster Care Allowance and Youth Allowance are not acceptable.
Disclaimer: The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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