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I have had this account for many years, I would say approximately six years. I have never had an issue with it.
I absolutely love their online account system — it is so easy to use. Payment options are great also.
I will continue to use this account. I love it especially for the no-interest period offers
Overall not a bad card. They could do better with customer service. But still get things done. The interest is low and good credit facilities. I have never had any major issues with them and the card is accepted almost everywhere. You can apply very easily. Long interest free terms. Up to 60 days.
The interest rates have always been high, they have never lowered there rates. They are not competitive. The monthly charges are to high, the protection insurance cover is to high. It’s not easy to access the insurance cover when your circumstance’s change. Instead of giving a person a reprieve they insist you keep paying and add more fees if you fall behind which really does not help a person when struggling to make the payments in the first place.
I use this to purchase on a plan and as long as I repay by the contract date I’m ok. I have not run into any trouble with it so far, but could see that it is possible and do worry about it at times. As a single person with a single income, I try hard to manage it well so as not to get caught with the high interest rates.
I initially obtained credit for a purchase through Harvey Norman for the amount of $900. I could not clear the interest free component in the 36 months, which has now become a high interest debt. High interest rates and fees makes this card expensive. It is widely accepted and cash advances are readily available through a variety of ATMs.
If possible I would recommend other less expensive cards, but if you want interest free periods then use this card but definitely pay that component out before the interest free period expires.
This is great for a no-interest card from Harvey Norman. I paid it off fast with minimal fees imposed. I would definitely use it again if I needed furniture that was expensive.
I’m hoping this helps anyone thinking of getting this card. The only downside is that the interest rate goes through the roof if you do not make the repayment on time.
This card gives me what I want: low fees, great rewards, and total control. They give me special bonuses and when I need something out of my finance, I can always get interest-free. I always get to talk to a real person and they are always friendly. I wouldn’t have any other card.
This is a good card for interest-free purchases at a large number of retailers, so long as you are disciplined and pay off the interest-free amount within the time period. It’s great to help spread the cost of larger purchases, although you are charged a $4.95 monthly fee — but hey, you can get up to 60 months interest free.
Also watch how you repay each month, as some types of repayments attract fees. Overall, it’s a good card if used wisely.
My partner and I had recently moved out, and had nothing and were just relying on donated items. The GO MasterCard allowed us to buy a brand new couch set that was comfortable and enabled us to not have to stress about where the money would come from upfront.
I have found their customer service to be quick and efficient, and their self-serve menu when you call up is also one of the easiest and most convenient that I have used.
If you want a credit card that you can rarely use this is the one. Every time I have tried to use the card it will not register through payWave, microchip or swiping, even though its been replaced four times. Although this is great for saving money, every purchase I make has to be online.
I’ve all but given up with customer service, They’re as reliable as the card itself.
So, in summary, if you want a card that will technically save you money, get this one because it can barely be used.
|Cash advances||2.46%||29.49% p.a.|