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Hilton HHonors Macquarie Platinum Credit Card

My monthly spend: 
$5,000
 
offer
card features
rewards program
earn rate
sign up bonus
your earnings
Hilton HHonors Macquarie Platinum Credit Card
APPLY BY 31 aug 17
$0 p.a. annual fee.
Earn up to 4 HHonors Bonus Points per $1 spent.
Earn 1 HHonors Bonus Point per $1 spent on all other eligible purchases.
Add to comparison
HHonors
HHonors
1.25 pts
per $1 spent
-
 
in 12 mths (approx.) what can I do with these?

Pros & cons

What's good?

What's not so good?

$0 p.a. annual fee.
Earn up to 4 HHonors Bonus Points per $1 spent when you pay for your hotel stay, hotel restaurants, lounges, retail stores, or spas, using your Hilton HHonors Macquarie Platinum Card.
Earn 1 HHonors Bonus Point per $1 spent on all other eligible purchases.
2.99% p.a. for 12 months on balance transfers.
No points cap.
Recieve HHonors Diamond status when you spend more than $40,000 each year your account is open.
Earn reward weekend night certificates.
Automatic HHonors Gold status.
Comes with Apple Pay.
21.95% p.a. cash advance rate.

Basic details

About this card

Card setup
Single
Card tier
Platinum
Card type
Visa
Card use
Personal
Credit rating
Good
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
$30,000
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
HHonors
Temporary residents
N/A

Cardholders

Additional cardholders
4
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
N/A
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
2.5%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers2.99% p.a.12 months0%95% of credit limit20.70% p.a.

Balance transfers to this card

Balance transfer earns rewards
No
Balance transfer fee payment due
First statement
Balance transfer from personal loan
No
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
95% of credit limit
Available to existing customers
No

Banks you can't balance transfer from

You can't balance transfer to the Hilton HHonors Macquarie Platinum Credit Card at the promotional balance transfer rate from:

  • Jetstar
  • Macquarie Bank

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfers2.99% p.a.12 months0%95% of credit limit 20.70% p.a.
PurchasesN/AN/AN/AN/A N/A

Ongoing interest rates

MonthlyAnnually
Cash advances 1.83% 21.95% p.a.
Purchases 1.73% 20.70% p.a.

Fees

Annual fee
$0 p.a.
Cash advance fee
3%
Dishonour fee
$10
Duplicate statement fee
$7
Foreign exchange fee
3%
Late payment fee
$35
Over limit fee
$30
Overseas ATM balance fee
N/A
Overseas ATM withdrawal fee
N/A
Overseas emergency card replacement fee
N/A
Transaction verification fee
$8

Rewards

Rewards program basics

First purchase bonus
N/A
Reward points expiry
N/A
Rewards program
HHonors
Sign up bonus
N/A
Spend required for bonus points
N/A

Earning points with this card

ATO payment earns rewards
0 per $1 spent
Frequent flyer points
1.25 pts per $1 spent
Overseas earn rate
Same as standard earn rate
Points cap per month
Unlimited
Points cap per year
Unlimited
Reward points
1 pts per $1 spent

Additional benefits

Airport lounge access
N/A
Complimentary flight voucher
No
Concierge service
No

Benefits

This card comes with benefits worth an estimated $1,733

ShoppingEstimated value
Extended warranty
Valuation based on the assumption of making a $250 claim once every 5 years. There is no retail market for all-encompassing extended warranty insurance covering more than one item, so no premium saving.
$50
Purchase protection
Valuation based on the assumption of making a $200 claim once every 5 years. There is no retail market for this type of insurance, so no premium saving.
$40
Travel
Free night(s) at hotels
Cardholders get a free weekend night at a Hilton group hotel every year after spending $12,000 with the card. Valuation based on a room in the Sydney Hilton.
$370
Interstate flight inconvenience insurance
Valuation based on similar domestic travel insurance policies available online that include interstate flight inconvenience.
$290
Overseas travel insurance
Valuation based on similar annual travel insurance policies available online for trips of up to 60 days.
$801
Rental vehicle excess cover (separate from travel insurance)
Valuation based on similar rental vehicle excess insurance policies available online.
$32
Transit accident insurance
Valuation based on similar global transit accident insurance policies available online.
$150
Total estimated value$1,733
Annual fee$0
Net customer value$1,733
Disclaimer: Details of who, what, and where coverage applies to, as well as its duration and any coverage limitations will be listed in the credit card insurance product disclosure statement (PDS) on the card issuer's website. The names/labels of complimentary insurance products may differ from one issuer to another. Terms and conditions apply. Always check the insurance PDS when considering a financial product. Accurate as of 31st October 2015.

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular income of more than $30,000 per year
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are not allowed
Disclaimer: The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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