HSBC Premier World MasterCard

My monthly spend: 
$5,000
 
offer
card features
rewards program
earn rate
sign up bonus
your earnings
HSBC Premier World MasterCard
Minimum credit limit of $15,000.
Emergency cash advance of up to USD $2,000 and next day card replacement in the event of theft or loss.
Earn points into the HSBC Rewards Plus rewards program.
Add to comparison
Rewards Plus
Rewards Plus
1 pt
per $1 spent
-
 
in 12 mths (approx.) what can I do with these?

Pros & cons

What's good?

What's not so good?

No annual fee.
Generous credit limits of at least $15,000.
Emergency cash advance of up to USD $2,000 and next day card replacement in the event of theft or loss.
Earn points uncapped into the HSBC Rewards Plus rewards program.
Comes with Apple Pay.
Costs an extra $99 to link the card to the Qantas Frequent Flyer program.

Basic details

About this card

Card setup
Single
Card tier
Platinum
Card type
Visa
Card use
Personal
Credit rating
Good
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
Rewards Plus
Temporary residents
No

Cardholders

Additional cardholders
Unlimited
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$15,000
Maximum credit limit
$60,000

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
3%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers5.99% p.a.6 monthsN/A0 of credit limit21.99% p.a.

Balance transfers to this card

Balance transfer earns rewards
No
Balance transfer fee payment due
First statement
Balance transfer from personal loan
No
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
0 of credit limit
Available to existing customers
No

Banks you can't balance transfer from

You can't balance transfer to the HSBC Premier World MasterCard at the promotional balance transfer rate from:

  • HSBC

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfers5.99% p.a.6 monthsN/A0 of credit limit 21.99% p.a.
PurchasesN/AN/AN/AN/A N/A

Ongoing interest rates

MonthlyAnnually
Cash advances 1.83% 21.99% p.a.
Purchases 1.67% 19.99% p.a.

Fees

Annual fee
$0 p.a.
Cash advance fee
3%
Dishonour fee
$30
Duplicate statement fee
$8
Foreign exchange fee
3%
Late payment fee
$30
Over limit fee
$30
Overseas ATM balance fee
$0
Overseas ATM withdrawal fee
$0
Overseas emergency card replacement fee
$200
Transaction verification fee
$10

Rewards

Rewards program basics

First purchase bonus
N/A
Reward points expiry
Never
Rewards program
Rewards Plus
Sign up bonus
N/A
Spend required for bonus points
N/A

Earning points with this card

ATO payment earns rewards
N/A
Frequent flyer points
N/A
Overseas earn rate
1.5 pts per $1 spent
Points cap per month
Unlimited
Points cap per year
Unlimited
Reward points
1 pt per $1 spent

Additional benefits

Airport lounge access
No
Complimentary flight voucher
No
Concierge service
No

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are not allowed
Temporary residents are not eligible
Disclaimer: The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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